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They’re just modifying and improving it. https://www.alessandrohatami.net/bbc-1 daily 0.75 2024-03-11 https://www.alessandrohatami.net/our-process-details daily 0.75 2024-03-11 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160542690-295I5QNWX3Q4WS7VGN2H/Screenshot+2019-05-23+at+14.57.26.png Our Process Details https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160542690-295I5QNWX3Q4WS7VGN2H/Screenshot+2019-05-23+at+14.57.26.png Our Process Details https://www.alessandrohatami.net/new-page daily 0.75 2025-03-05 https://www.alessandrohatami.net/select-videos-podcasts daily 0.75 2026-02-19 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/dce7a039-dfeb-4674-ae91-72dd4cbcb714/logo-black.jpg Speaking https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710252183769-7SDLU733N51UV8HD3ZWI/image-asset.jpeg Speaking - How is digital banking disrupting the finance sector (Copy) How is digital banking disrupting the finance sector https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710252089738-RAI4KCKUIH8YSGGRNLC8/image-asset.jpeg Speaking - The Banker Midweek | October 4, 2023 (Copy) The Banker Midweek | October 4, 2023 The Banker Midweek | October 4, 2023 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710252408556-82LFKESQGYKT3D1L6RUJ/Screenshot%2B2024-03-12%2Bat%2B13.14.27.jpg Speaking - Banking reloaded - talking digital banking innovation with Mastercard, Pacemakers and Star (Copy) Banking reloaded - talking digital banking innovation with Mastercard, Pacemakers and Star https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710248496558-YJJVM07UTUDLTIIYWLVR/DS+at+Home.png Speaking - How to reinvent banking and finance with data and technology (Ep. 139) (Copy) How to reinvent banking and finance with data and technology (Ep. 139) https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160409805-0M4O7CB8CDX7188XG6TH/image-asset.jpeg Speaking - FinLit - Architects of Change (Copy) FinLit - Architects of Change https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160503338-VW9B97U69AS440KQWNBD/image-asset.jpeg Speaking - La banca perfetta non esiste ancora, ma assomiglierà a Spotify. 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Con Alessandro Hatami https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160482892-RDGXT4JM4RNNOTBMIDNR/image-asset.png Speaking - The innovation challenge The innovation challenge https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710508395859-UE2F483NHQNUVNUFYFSJ/image-asset.png Speaking - Fintech Goes To Italy - Alessandro Hatami - Pacemakers (Copy) Fintech Goes To Italy - Alessandro Hatami - Pacemakers https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1712593721024-8ZDOA3E5GBC2X1AWZJRE/Screenshot+2024-04-08+at+16.23.10.png Speaking - 11:FS | Ep239 – Alessandro Hatami, Managing Partner at The Pacemakers (Copy) 11:FS | Ep239 – Alessandro Hatami, Managing Partner at The Pacemakers https://www.alessandrohatami.net/select-blogs daily 0.75 2024-03-15 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/dce7a039-dfeb-4674-ae91-72dd4cbcb714/logo-black.jpg Select Blogs https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710185816526-2LI6LCEQBMEW5L1867N8/image-asset.jpeg Select Blogs - What Next in 2022? 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In Praise of Collaboration https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160493247-GK46F0FLOYRXQC6A5MFD/Screenshot%2B2021-10-25%2Bat%2B12.33.41.jpg Select Blogs - The EU's DORA - The Next Big Thing In Regulation (Copy) The EU's DORA - The Next Big Thing In Regulation https://www.alessandrohatami.net/books daily 0.75 2025-04-01 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/dce7a039-dfeb-4674-ae91-72dd4cbcb714/logo-black.jpg Books https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1742902975548-LGIQ30ZMXVB1L2CPN3N1/Inclusive+Finance.jpg Books - Inclusive Finance How Fintech and Innovation Can Transform Financial Inclusion https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160540363-O3ML34FI50M5RWUJSOE1/image-asset.jpeg Books - Reinventing Banking and Finance Reinventing Banking and Finance https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710267881198-ZLY59GDFONMZ9KZ8ZYFO/image-asset.jpeg Books - Reinventare le banche e la finanza Il fintech e la trasformazione globale dei servizi finanziari Reinventare le banche e la finanza Il fintech e la trasformazione globale dei servizi finanziari https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710268304360-CSSFKY2Y4703QYLG3Y9Y/image-asset.jpeg Books - 重塑银行与金融 阿里桑德罗·哈塔米著, (英) 海伦·潘扎利诺 (英) 重塑银行与金融 阿里桑德罗·哈塔米著, (英) 海伦·潘扎利诺 (英) https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1742903313953-80RZ45ES9GB8QZD9G8H7/Screenshot%2B2024-03-12%2Bat%2B18.35.44.jpg Books - Financial Conduct Authority - Future Horizons Report 2017 Financial Conduct Authority - Future Horizons Report 2017 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710523036404-PRSH3GPZTQGMBGLEQ38Y/image-asset.jpeg Books - The Fintech Book - Contributor The Fintech Book - Contributor https://www.alessandrohatami.net/new-articles daily 0.75 2025-03-05 https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245380025-PKL5NMTLE868W5WD44KR/image-asset.png New Articles - Dear Next Prime Minister This year’s election looks set to be a fractious confrontation that centres on huge policy considerations such as cost of living, the NHS and immigration. But whichever one of you triumphs, can you promise that your government won’t dismantle one of the UK’s few success stories – our global leadership in fintech? https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1715245404902-LH0H659UNW5N106QOZUB/image-asset.jpeg New Articles - From Davos to Digital Transformation World leaders gathered at the Davos World Economic Forum in January and told us what we already know – that the global economy is still highly volatile. Geopolitical conflicts, disruption to Red Sea trade routes, high-profile elections, energy price hikes and the ongoing climate crisis were just a few of the factors cited by policymakers and thought leaders as contributing to the current sense of unpredictability and fragility. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245239662-H91EMOJTQ3LU13SZ3TD9/image-asset.jpg New Articles - Why it’s crunch time for CBDCs Even with the turbulent and chronically under-regulated waves of cryptocurrencies and crypto exchanges that have followed, the arrival of Bitcoin (and blockchain) stands out as a pivotal moment for the financial services sector. Now it is CBDC’s turn. 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Nella maggior parte dei Paesi europei il cellulare è diventato la principale interfaccia tra banca e cliente. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160409619-HJQI486243XDFSPVXU96/image-asset.jpeg New Articles - Long way off the perfect neobank Over the last decade, so-called “challenger” banks like Monzo, Starling and Revolut have served as beacons of opportunity, promising a new way of banking. This has prompted their predecessors — the incumbents — to undergo several phases of digital transformation; something I watched first-hand when I was a digital exec at Lloyds Bank. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245380025-PKL5NMTLE868W5WD44KR/image-asset.png New Articles - Fantasy Valuations End, Banks Go Shopping & Crypto is Reborn 2023 is underway, and as is becoming the norm, uncertainty is the dominant theme. One question is whether this year could be even more unstable than 2022? From the economic slowdown and even recession in most of the world, the socio-political impact of inflation and its unexpected consequences, to the ongoing war in Ukraine, the outlook appears bleak. The only positive news is that political leaders across the globe are starting to behave like technocrats not autocrats. In countries as diverse as Brazil, Italy and China, much of the fiery rhetoric of the past few years is being toned down. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245881328-69H0SF31PQ63461QQ7MF/image-asset.jpeg New Articles - Banking bias: Make basic finance a human right With more than eight million people fleeing Ukraine in the wake of the Russian invasion, many face the secondary problem of accessing basic financial services in the country they’ve sought refuge in. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710246612317-LPO7M28Z5WYHVDET5T0N/image-asset.jpeg New Articles - Dear banks: this is why you're still losing out to fintechs Covid-19 reshaped how customers interact with their banks forever — but has anyone told the banks? At recent banking innovation events including Money 2020 and the Paris Fintech Forum, we found banks still focused mainly on improving the present, not creating the future. Like a carriages conference in 1895, everyone was thinking about making the horses faster and not how to use cars. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710243316867-1GZHPGFJIE6WAUBVM15P/image-asset.jpeg New Articles - Collaboration, Fintech and Crypto Dominate Italian Summit Why Italy is bucking a downward trend, and some take-aways from the 2023 Milan Fintech Summit… https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710246015416-BPFTB33QBSF80AGZ1XFB/image-asset.jpeg New Articles - Why a national identity database is key to financial inclusion magine life without access to a bank account. If you’re able to earn a living without one -and it’s a big if – the only choice you have when buying goods and services is to pay cash in physical stores. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245586102-MH4Y7M6POWWGCVD4EYXV/image-asset.jpeg New Articles - Inclusive Finance Manifesto The most effective means to achieve economic and social welfare is our ability to earn a living. Earning a fair living is inexorably linked to our access to financial services. I https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710244246159-7SRBALA8AXDRVLC1K711/image-asset.jpeg New Articles - Four major digital banking trends to watch out for in 2023 What goes up must come down – an adage fintechs know only too well right now, as startups across the sector grapple with funding following breakneck growth. Like any economic crisis, however, the global headwinds bearing down on 2023 will herald in both winners and losers. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1715244924898-K1O5TN1QJF84YBWVT1RC/image-asset.png New Articles - GAFA AND BANKING – THE NEXT BATTLEGROUND I got my first iPod in 2002 – it was my first Apple product. I had had a Sony Walkman for a long time and had recently moved on to their MiniDisc player, but the iPod was so much better. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710244104947-78VC10RE7TXQRWLZUVH2/image-asset.jpeg New Articles - Il mondo delle banche e della finanza? “Va ripensato a partire dalla fiducia” e banche tradizionali, sotto alcuni punti di vista, sono state superate dalle fintech, come gli store musicali lo furono da iTunes e come quest’ultimo lo fu dallo streaming on demand. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245586102-MH4Y7M6POWWGCVD4EYXV/Finextra.jpg New Articles - What Does DeFi Need To Go Mainstream? Regulators across the globe are keen to regulate the new digital currencies, financial products and exchanges. The recent announcement by the US regulator CFTC (Commodities and Futures Trading Commission) is a recent example. All regulators say that they aim to provide market protection for consumers and reduce risks in the space. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710244502562-OSROPURHX32WXT5I57HC/image-asset.jpeg New Articles - Italian Fintech strikes an upbeat note Buoyancy and Italian banking do not often go hand in hand. And yet in my third year of chairing the Milan Fintech Summit and despite the grim global financial outlook, what struck me was a pervasive feeling of optimism and opportunity. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710245586102-MH4Y7M6POWWGCVD4EYXV/image-asset.jpeg New Articles - Why banks in the future won't be brands Regulators across the globe are keen to regulate the new digital currencies, financial products and exchanges. The recent announcement by the US regulator CFTC (Commodities and Futures Trading Commission) is a recent example. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710160409792-T924GGUPYOGF826D3EOQ/image-asset.jpeg New Articles - How retailers can reclaim consumer finance at the point of sale Buy now, pay later (BNPL) is arguably the biggest shake-up in consumer finance since the launch of credit cards. https://images.squarespace-cdn.com/content/v1/65eefa117be0627ec1d64f11/1710243316867-1GZHPGFJIE6WAUBVM15P/image-asset.jpeg New Articles - Championing CBDCs — Who’s Who in the Race? 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